I have seen the reports of WF dumping people for their political beliefs, and I know that they are run by the satanists. I've known for a long time that they're a corrupt company, but I've always thought that all the other banks were just as bad. But, I saw someone say that small local credit unions are better. I've looked in my area and there are literally like 50 of them (though many have membership requirements I don't meet, like a particular union membership). Anyone have some advice on how to properly vet them?
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I use USAA for my main one and a local for a brick and mortar option. For the local one, I just looked for a small one, with only a couple of branches to be honest.
I switched to USAA for my auto and homeowner's insurance about 10 years ago and don't miss my local Statefarm agent at all, plus they've been awesome with claims.
Do you use your local option a lot, or do you think a person could get away with just the USAA bank?
So I might be showing my age here. I was solely with USAA but then I sold my R1 and had $9K in cash I didn't feelcomfortable feeding that much cash into a machine and it counting it correctly. Then, I needed a bunch of cash for a down payment on leasing a house where I was moving to. Again, had to set a higher limit and hope the ATM was maintained correctly to give me what I asked it for. I know, over worrying and the machines worked fine. However, if I need a large cashier check or something, I can x-fer or write myself a check to the local CU branch and use them. I have a couple hundred go to the local CU every month but usually take it out as walking around money, dog groomer, etc.
TL:DR yes, I probably could get by with USAA alone.
Thank you, fren! The more I think about it, the more I would like to bank with USAA instead of what I have now. It isn't Wells Fargo, but I don't trust the big-name banks any more.