At what point do the Life Insurance companies say "hell no" to paying benefits to people who die from the shot?
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This is assuming all people dying from the jab have life insurance policies. It’s amazing how few people in the United States actually have a decent policy to begin with. Even if the number of insured was 50% that wouldn’t put a dent in the pool that all insurers draw from for all claims, vehicle, fire, accident.
And if this jab is a time bomb I would hope the White Hats have a way to prevent massive spikes in deaths related to it. So it’s doubtful that we get to a bankruptcy scenario.