I pay copay of like $5 or $10 for regular doctors or specialists. ER visits may run $100.
No deductibles, either. A lot of people have insurance like that. I went to get my knee checked out twice because it was acting up, paid $20 total for 2 visits, X rays, the shot that cleared up inflammation and pain, and mo the later I feel fine.
My covid tests were/are covered but that's another story (vaxx mandate cop out, my red line is the shot. I do drive by testing where I test myself in my vehicle and don't actually twirl the swab and I can keep saving up some money while I can at work before the full mandate comes along and I get fired whenever that is)
I pay like $200 a month, not even. Employer foots the other 800, but if I opt out my salary doesn't change much and I'm hung out to dry if I get sick.
Sounds like you have at least halfway decent "insurance"
Most of the people I know pay much more per incident. It also sounds like you're paying the ~$200 for yourself, which is kind of high especially if it's just for yourself but fine enough for just a single person.
I just don't know why everyone just accepted this bullshit that happened and even now, keep accepting this nonsense. It's like the government just figured out how to royally fuck everyone over nice and slow enough without any sort of resistance.
I accept it because without it. In the current system, I'd be hung out to dry over any little thing.
It's written into my contract as a standard aspect of it that I don't really have control over. I have many plans to choose from but this is the cheapest and covers the most.
I'm not going to deny it for a couple hundred bucks a month extra and then be royally screwed for any little procedure done.
This also includes dental and vision which I don't need since I paid for lasik out of pocket. But it's a package deal.
That's fine I get it. You're lucky to get a decent package like that. All I'm saying is that I'd like to join that club too, what's the number?
Joking aside, good for you. I'm prevented to join this club you're in for whatever reason. Typically I think what we have for most people is what I described: You're paying close to what you're paying for garbage coverage. It's not anywhere close to what you're getting covered for and it's too complicated for normal people to digest, so they feel covered until they get their low deductable plan garbage shit and find a 10k bill coming their way
Yeah, I work a union job so that is one of the perks, but thenunion is very leftist and is trying to belittle us and coerce us to get vaxxed.
Too bad I haven't opted in at all to pay dues, but the collective bargaining agreement on contracts applies to all employees.
Union looks after itself, I had a union membership in an older job in another location and when I needed their lawyer services he did jack shit whatsoever.
Idk, but my job comes with it de facto.
I pay copay of like $5 or $10 for regular doctors or specialists. ER visits may run $100.
No deductibles, either. A lot of people have insurance like that. I went to get my knee checked out twice because it was acting up, paid $20 total for 2 visits, X rays, the shot that cleared up inflammation and pain, and mo the later I feel fine.
My covid tests were/are covered but that's another story (vaxx mandate cop out, my red line is the shot. I do drive by testing where I test myself in my vehicle and don't actually twirl the swab and I can keep saving up some money while I can at work before the full mandate comes along and I get fired whenever that is)
I pay like $200 a month, not even. Employer foots the other 800, but if I opt out my salary doesn't change much and I'm hung out to dry if I get sick.
Sounds like you have at least halfway decent "insurance"
Most of the people I know pay much more per incident. It also sounds like you're paying the ~$200 for yourself, which is kind of high especially if it's just for yourself but fine enough for just a single person.
I just don't know why everyone just accepted this bullshit that happened and even now, keep accepting this nonsense. It's like the government just figured out how to royally fuck everyone over nice and slow enough without any sort of resistance.
I accept it because without it. In the current system, I'd be hung out to dry over any little thing.
It's written into my contract as a standard aspect of it that I don't really have control over. I have many plans to choose from but this is the cheapest and covers the most.
I'm not going to deny it for a couple hundred bucks a month extra and then be royally screwed for any little procedure done.
This also includes dental and vision which I don't need since I paid for lasik out of pocket. But it's a package deal.
That's fine I get it. You're lucky to get a decent package like that. All I'm saying is that I'd like to join that club too, what's the number?
Joking aside, good for you. I'm prevented to join this club you're in for whatever reason. Typically I think what we have for most people is what I described: You're paying close to what you're paying for garbage coverage. It's not anywhere close to what you're getting covered for and it's too complicated for normal people to digest, so they feel covered until they get their low deductable plan garbage shit and find a 10k bill coming their way
Yeah, I work a union job so that is one of the perks, but thenunion is very leftist and is trying to belittle us and coerce us to get vaxxed.
Too bad I haven't opted in at all to pay dues, but the collective bargaining agreement on contracts applies to all employees.
Union looks after itself, I had a union membership in an older job in another location and when I needed their lawyer services he did jack shit whatsoever.