I'm young, 22. I have a fulltime job and I work doing hard labor. I can't put money away, because I don't make enough.
How can I afford to buy land? and build a house without a loan?
It seems so impossible to do anything, and I feel financially stuck.
I don't want any debt. and I've never been in debt.
USDA home loan. No money down, about 5k in closing costs, but you have to live in a rural area. Look into it, don’t throw your money away renting.
Agree. Not all debt is bad, if you buy things that appreciate. Problem is people buy their dream house and over leverage themselves. Use the debt to your advantage.