Checking my cards and my Merrick Bank balance is ZERO! I should owe like 400. Not complaining just letting yall know... I never thought i would be a lucky one!
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I pay of my cards pretty much as I use them, permitting of course...
But of late, last few months or so I haven't been using them at all with a $0 balance. Figure I'll keep them that way to maximize my Oh shit funds lol.