I have no desire to pan for gold in the wild or by buying paydirt. My plan is to be a paydirt vender. On YouTube, there is a to of mining and paydirt review channels. Learned that its a hobby for many and maybe 1% of miners bring in decent money.
Below spot and no creditcard markups seems better than JM Bullshit to me.
Not listing name of company where I buy, but if you check out Miller Prospecting dot.com he shows where to buy and not to buy paydirt. He does panning videos and shows his ROI data.
Good Luck.