I have wondered that exact question... if a guy could time the implosion and debt jubilee perfectly (assuming it's a real thing and applies to us), then you'd rack up the debt to the limit, and beat the DS system.
Now, the reality is... no way to predict, and no way to be sure that a debt jubilee will happen and even if it does that it will be good for us. So, in order to participate in the system they have created, at the very least try not to accumulate more debt, while paying at least the minimum--but try to pay more and get it down to where you can pay the monthly and some extra while at the same time setting some aside for other assets (perhaps physical gold and silver, land, food, ammo, etc.). It's not financial advice... I'm just summarizing how I cope with the clusterfuck of reality.
I have wondered that exact question... if a guy could time the implosion and debt jubilee perfectly (assuming it's a real thing and applies to us), then you'd rack up the debt to the limit, and beat the DS system.
Now, the reality is... no way to predict, and no way to be sure that a debt jubilee will happen and even if it does that it will be good for us. So, in order to participate in the system they have created, at the very least try not to accumulate more debt, while paying at least the minimum--but try to pay more and get it down to where you can pay the monthly and some extra while at the same time setting some aside for other assets (perhaps physical gold and silver, land, food, ammo, etc.). It's not financial advice... I'm just summarizing how I cope with the clusterfuck of reality.