Your 401k,403b, Roth, and whatever is in their hands. Start transitioning it to being in your control. A bird in hand is worth 2 in the bush.
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Nope, not going to make a single decision based on fear.
No one asking you to make a decision on fear. However the financials of corporations are way out of whack. P/E ratio is beyond far beyond what was considered sound. The stock market is over inflated by greed as is the housing market.
Whatever the actual inflation rate is, you are ahead of the game if you have food stocked up. Stocking up allows you to also buy when there are good sales.
Another tip is to use whatever credit card gives you the best discount on something. Amex gives me 3% at grocery stores, I pay no interest so its a 3% discount. I haven't started doing it yet, but one of my CC gives a discount on paying utilities. Another on paying rent, but the property management company charges a CC surcharge so nix that.
In the end its not good to have all your eggs in one basket, and the stock market is one basket. I am a senior so, other than a modest amount in DWAC (TS) stock I don't have any other paper investments.
For opsec it would be ideal to buy food with cash and without a discount membership card. But warehouse clubs can have such good deals. Grrr.
I belong to Costco and Sams, but only had the Sam's because the CC gave me 40 bucks credit which covered the cost of 1 year. Sam's is too far to travel since I don't drive and they are not always the best quality.
CostCo has some great prices on SOME things... Meat isn't that cheap, but some seafood is ok in price.
At both, stay away from the junk food, while the price might be ok, the packages are big and you will end up eating more. Kek