Yeah, My grandparents were snowbirds and moved to Fla. they bought a new car cash but paid a mortgage to a relative for their home. Must have been modest interest because they had enough to pay cash for the house, and it was paid off by the time they passed.

My mom was a financial moron and ruined her life with her lack of control. My sisters to a lesser extent. I don't have a lot of money but have always been thrifty and frugal. Had a mortgage on my first home, paid off in 16 years then leapfrogged living in three condos paying cash each time. I built a home abroad and lived there for a few years, so now I own nothing in the USA. At 65 I don't plan on buying again. Rent is cheap compared to home prices where I live.