If I find more, I'll forward. Insurance is like a pyramid scheme. Actuarial tables allow them to know death stats and trends so they know how to stay ahead. Big spike in mortality puts them in an unsustainable position. They don't have the funds. They will come up with a way to not pay or they cease to exist.

If I find more, I'll forward. Insurance is like a pyramid scheme. Actuarial tables allow let they know death stats and trends so they know how to stay ahead. Big spike in mortality puts them in an unsustainable position. They don't have the funds. They will come up with a way to not pay or they cease to exist.