If you want, you can invest in all the companies individually. But that seems futile

If done right (stock purchases registered in your name), then you have legal ownership rights in the companies themselves. If the stock market crashes, the underlying stocks will still be worth what the company is worth. The fund on the other hand relies on the company that owns the fund and has nothing to do with the underlying stocks except in that those stocks count as an asset for the company that owns the fund. If the company gets liquidated (which I predict will happen in droves to banks in the near future) those assets are liquidated and used to pay off debts. Part of that debt belongs to you because of your contractual withdrawal rights, but only a small part and you won't be first in line. It's also only worth whatever the stock is worth at the time, which will be rock bottom prices in such a scenario. If you own the actual stock in the underlying companies however, you can simply hold on to the stock and when it rebounds (assuming not a total societal collapse) you will have lost nothing.

In order for Funds to be a "good" investment two things are required:

1. Society and the market needs to be stable (i.e. not heading towards the apocalypse and or a stock market crash where banks may become insolvent).
2. The funds would need to not be a purposeful asset transfer vehicle from We The People to the PTB using our money (where money itself is also an asset transfer vehicle and a complete fraud which will be substantially elaborated in an upcoming part of my report).

If you want, you can invest in all the companies individually. But that seems futile

If done right (stock purchases registered in your name), then you have legal ownership rights in the companies themselves. If the stock market crashes, the underlying stocks will still be worth what the company is worth. The fund on the other hand relies on the company that owns the fund and has nothing to do with the underlying stocks except in that those stocks count as an asset for the company that owns the fund. If the company gets liquidated (which I predict will happen in droves to banks in the near future) those assets are liquidated and used to pay off debts. Part of that debt belongs to you because of your contractual withdrawal rights, but only a small part and you won't be first in line. It's also only worth whatever the stock is worth at the time, which will be rock bottom prices in such a scenario. If you own the actual stock in the underlying companies however, you can simply hold on to the stock and when it rebounds (assuming not a total societal collapse) you will have lost nothing.

In order for Funds to be a "good" investment two things are required:

1. Society and the market needs to be stable (i.e. not heading towards the apocalypse and or a stock market crash where banks may become insolvent).
2. The funds would need to not be a purposeful asset transfer vehicle from We The People to the PTB using our money (where money itself also an asset transfer vehicle and a complete fraud which will be substantially elaborated in an upcoming part of my report).