What's the difference in having a 'major' bank and using a local bank or credit union. I've seen this advised more than once. - The Great Awakening - Where We Go Qne, We Go All!

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What's the difference in having a 'major' bank and using a local bank or credit union. I've seen this advised more than once.

posted 3 years ago by BeckyDtheAmerican 3 years ago by BeckyDtheAmerican +18 / -0

I'm wondering the purpose of leaving the big name backs.

And are we supposed to take out all money and keep cash instead?

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– GenPattonT 1 point 3 years ago +1 / -0

Big banks have the advantage of being accessible usually nationwide. Smaller banks and credit unions not so much. We are leaving Chase for ENT credit union. Won’t be able to see too many ENT atms but I don’t mind giving $2 to use a gas station ATM if I had no other choice. When I want cash but don’t want to use the ATM and pay some $3-4 svc chug I just get cash back with my purchase.

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– monkeycat2010 1 point 3 years ago +1 / -0

Credit unions commonly participate in a "Shared Branch" program.

My home credit union is in City A and I live 500 miles away in City B. I can go to any credit union in City B and do just about anything I could at my home credit union in City A.

Check it out.

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– GenPattonT 2 points 3 years ago +2 / -0

Thanks

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