Have you considered calling a real estate agent, getting that house sold, living in a hotel for a week while getting an RV for a temporary solution?
(Good) RVs retain value, Grand Designs sell for under $40,000 and are livable, Airstreams are more expensive but still livable and retain value.
Your finances are overstretched as it is, I get that, but making a lifestyle change might free up a significant portion of that. Credit is, as always, a potential issue - if need be, that might have to be sacrificed to get you into a situation where you are no longer a hostage in your own home.
Have you considered calling a real estate agent, getting that house sold, living in a hotel for a week while getting an RV for a temporary solution?
(Good) RVs retain value, Grand Designs sell for under $40,000 and are livable, Airstreams are more expensive but still livable and retain value.
Your finances are overstretched as it is, I get that, but making a lifestyle change might free up a significant portion of that. Credit is, as always, a potential issue - if need be, that might have to be sacrificed to get you into a situation where you are no longer a hostage in your own home.
An RV would be more than my house. And it's not suitable for harsh weather. Which we have in my state I don't plan on moving because it is a red state
If you were in New York State, the advice would apply.