Just cancelled our medical/dental and vision insurance. Family of 3 (1 is a toddler). We were paying 400$ per month for the policies. Forget it. Ill save 400$ per month and use it in an emergency to the Urgent Care. Last doctor visit was a 120$ visit to Urgent Care for a UTI like a year ago SO. Yeah. Bye. Don’t need no insurance. Cheaper anyways to pay out of pocket - they can cut you discounts and write off a lot more expenses. Insurance doesn’t allow certain write offs, they want to make sure the policy owner is paying their share.
Also, for anyone with a job that offers an HSA, add to that while you’re employed. The money doesn’t expire and if you don’t use it, you can withdraw for retirement just like another 401k.
There’s tax benefits too.
If I get fired for any upcoming mandate crap, I’ll have a cushion for medical emergencies.
Just cancelled our medical/dental and vision insurance. Family of 3 (1 is a toddler). We were paying 400$ per month for the policies. Forget it. Ill save 400$ per month and use it in an emergency to the Urgent Care. Last doctor visit was a 120$ visit to Urgent Care for a UTI like a year ago SO. Yeah. Bye. Don’t need no insurance. Cheaper anyways to pay out of pocket - they can cut you discounts and write off a lot more expenses. Insurance doesn’t allow certain write offs, they want to make sure the policy owner is paying their share.
I work in insurance so yeah 🤷🏼♀️
Also, for anyone with a job that offers an HSA, add to that while you’re employed. The money doesn’t expire and if you don’t use it, you can withdraw for retirement just like another 401k.
There’s tax benefits too.
If I get fired for any upcoming mandate crap, I’ll have a cushion for medical emergencies.