Home heating oil bill spiked by $180/mo. With gas and food at unsustainable levels, it seems ridiculous to keep sending money to criminals in favor of my being able to feed my family. I just know they'd love to foreclose on everyone they can, but that process takes time. My house is likely paid for three times over by now.
What a shitty choice to make.
They'll most certainly send the thugs. They aren't going to come collect it themselves. I have no real advice, but it's probably a choice many are going to have to make if things continue getting worse. And they probably will.