I think having cash on hand is prudent when there is news about the EU and Euro simply being terminated. Also there are legit economists who are sounding the alarm on the severity of economic indicators. It's not just about Q. It's likely there will be a deepening, worsening recession/depression in the US for a time that impacts goods and services. Store food and goods, grow food. Look at a tiny greenhouse/grow tent for winter, for example. Now is the time.