I find banks that offer cash incentives to open the account. Since I work two jobs, I can do it with two different banks. Once you meet their minimum threshold for the cash, you can close the account. I would basically LeapFrog these accounts making sure all auto bill pays and whatnot, from the current account are working properly before closing the previous one. This may seem cumbersome, but you're only in the bank for about a half hour with a new account and the app working on your phone. Generally a debit card in hand too. Spend another 30 minutes adjusting your accounts to the new credit card, your work is pretty much done.
It can take a while to make minimum threshold deposits, if you try really hard you can make about a thousand a year.
This also keeps your credit number changing frequently, making you less susceptible to fraud.
I find banks that offer cash incentives to open the account. Since I work two jobs, I can do it with two different banks. Once you meet their minimum threshold for the cash, you can close the account. I would basically LeapFrog these accounts making sure all auto bill pays and whatnot, from the current account are working properly before closing the previous one. This may seem cumbersome, but you're only in the bank for about a half hour with a new account and the app working on your phone. Generally a debit card in hand too. Spend another 30 minutes adjusting your accounts to the new credit card, your work is pretty much done.
It can take a while to make minimum threshold deposits, if you try really hard you can make about a thousand a year.
This also keeps your credit number changing frequently, making you less susceptible to fraud.