I had my information stolen during the OPM breach and now the Mr.Cooper morons gave up my information again! Do you guys sign up for the free credit monitoring services or how do you handle this stuff? I'm pretty tired about all this data breach shenanigans concerning all of my information
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You can pull credit reports for free annually on this website. However it cannot repair the damage already done to your credit. I know that doesn't help your situation specifically but at least you'll have the information you need to move forward.
https://www.annualcreditreport.com/index.action
This is the first step! Pull your annual credit reports for free like the anon said.
Review it meticulously. Make corrections where possible.
Make sure to file a police report on all fraudulent accounts. Make sure to get a police report ID or some way to prove you did that.
See if anything can be removed from identity theft... Work with the company(ies) that were fraudulent and see if they can help. Call them up directly and tell them it was fraud. Give them the police report as your proof and ask them to remove anything fraudulent from your credit record.
But I also recommend https://lifelock.norton.com/
There are other products but I think for the price, this one is decent. This can help you stop it from happening again.
If it’s really bad, it might be worth getting an attorney and sue the companies who had fraudulent accounts that won’t remove it from your credit report. Make them pay for damages.
Very nice fallow up fren! I also use Norton's Lifelock to monitor my credit although I've not had to use their restoration services. Scammers and identify thieves reek so much havoc on people's lives it's very frustrating and sad. I hope you find the answers you need OP, I'm praying for you.
Amen. Praying too.
Before paying a dime, I would file the police report with your local police department and then give the fraud companies a chance to do the right thing. If you have money to burn, have someone do that for you but I would try to fix it on your own first either way and then if they suck, pay to restore.