Is it worth to dollar cost average stocks and other investments like crypto and gold right now? It might sound stupid but I'm a youngster who's starting their first full time job in a trade and they offer 401k and match and am wondering if it's worth opting in, especially in this climate, if things may drop deep?
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It could be worth getting the 401k match. There should be a money market option that will pay at least 4% now with very low risk to the principle. Then invest if there is a crash. If you change jobs, then you can roll it over into an IRA where you can buy whatever stocks you want.
I'm not a financial advisor.