Decades ago, my husband worked with a construction crew, and when each job ended he would go wherever the money took him and often times it meant the new insurance would not kick in for 90 days. Well, I found out I was pregnant with our second child and I was already about 3 months along when we figured out what was wrong with me. (Didn't think we were going to be able to have another, (Long story) so it was a happy surprise) However, we knew that in highway construction, likely by the time this baby would arrive, we would be in between the 90-day wait period for insurance to kick in, so we went to the hospital nearest us and asked if we could just pay upfront before the baby arrived just so we would not have that hanging over our head and could enjoy the rest of our journey, and we were told by the financial coordinator at the hospital that if we were to separate temporarily the baby would be covered. We said nope. We struck a deal in which we paid $700 cash and barring any complications, we could have the baby and go home within a few hours afterwards. We had complications. Our $700-baby became a $10,000 baby. God heard our prayers though and our baby boy was fine and eventually we left the hospital with our bundle of joy. We made $25 a month payments and then within a few months of making those prompt payments, the hospital wrote it off completely.
Decades ago, my husband worked with a construction crew, and when each job ended he would go wherever the money took him and often times it meant the new insurance would not kick in for 90 days. Well, I found out I was pregnant with our second child and I was already about 3 months along when we figured out what was wrong with me. (Didn't think we were going to be able to have another, (Long story) so it was a happy surprise) However, we knew that in highway construction, likely by the time this baby would arrive, we would be in between the 90-day wait period for insurance to kick in, so we went to the hospital nearest us and asked if we could just pay upfront before the baby arrived just so we would not have that hanging over our head and could enjoy the rest of our journey, and we were told by the financial coordinator at the hospital that if we were to separate temporarily the baby would be covered. We said nope. We struck a deal in which we paid $700 cash and barring any complications, we could have the baby and go home within a few hours afterwards. We had complications. Our $700-baby became a $10,000 baby. God heard our prayers though and our baby boy was fine and eventually we left the hospital with our bundle of joy. We made $25 a month payments and then within a few months of making those prompt payments, the hospital wrote it off completely.