Some states have a buyer protection law that requires retailers to charge the smallest price marked on a product (i.e., shelf tag doesn't match price marked on the product) -- perhaps a law like this would apply to them trying to rip you off. An independent dealer would be more likely to round down and sue loomis for their losses. In reality, the independent would just get coinage from the local bank.

If your purchase is more than about $40, they are paying more than the maximum $1 in change due you for the payment card processing fee (approx 2.5%) and they don't have to wait to receive it. They are stupid or corrupt -- probably both.

Some states have a buyer protection law that requires retailers to charge the smallest price marked on a product (i.e., shelf tag doesn't match price marked on the product) -- perhaps a law like this would apply to them trying to rip you off. An independent dealer would be more likely to round down and sue loomis for their losses. In reality, the independent would just get coinage from the local bank.

If your purchase is more than about $40, they are paying more than the maximum $1 in change due you than they have to pay for the payment card processing fee (approx 2.5%) and they don't have to wait to receive it. They are stupid or corrupt -- probably both.