You need to look at the exchanges (Obamacare).
I know, I know but there is a method to the madness here. ACA rules have a provision for employer-sponsored health care that there is a threshold for affordability. The percentage was lowered this year to 9.61% and is based on household income. The fines are hefty. I suspect they gave you the raise in an attempt to get around that, but you should still talk to an agent who specializes in this. (The surcharges for tobacco were written into ACA which is why they are allowed but that does NOT apply to the surcharge for the jab: they are betting on ignorance IMHO.)
If there are others at your work in the same boat, get together and go out to the exchanges. Then stick your employer with the $4K fine per person. They deserve it for their short-sightedness.
Good piece:
EDIT to add: I don't know when you are getting married, but that is considered a qualifying event. You could go on your fiancé 's plan. It is possible they would do it now, but that is going to be a case by case basis. The likelihood is not great, but it doesn't hurt to ask. If you have evidence of shared finances, date set, etc. It could help. Again, doesn't hurt to ask. Keep in mind the costs for the dependents are different than the employee only and it depends on how your fiancé 's employer has ser up the plan but you should run the numbers.
You need to look at the exchanges (Obamacare).
I know, I know but there is a method to the madness here. ACA rules have a provision for employer-sponsored health care that there is a threshold for affordability. The percentage was lowered this year to 9.61% and is based on household income. The fines are hefty. I suspect they gave you the raise in an attempt to get around that, but you should still talk to an agent who specializes in this. (The surcharges for tobacco were written into ACA which is why they are allowed but that does NOT apply to the surcharge for the jab: they are betting on ignorance IMHO.)
If there are others at your work in the same boat, get together and go out to the exchanges. Then stick your employer with the $4K fine per person. They deserve it for their short-sightedness.
Good piece: