Well they look at your credit usage as well I'm at 7% usage on my credit cards. 10% usage and under is the target they look at for building your credit rating..

I rebuilt my credit over the year from literally nothing because it actually dropped so low once I got out of debt because I made the mistake of paying off all my old collection bills and everything at once that I I had no credit history at all.

I started out with a Fingerhut card thankfully they help me to rebuild my credit now they keep raising my limit. I also have several other credit cards but my total usage is at 7%. .

My credit score varies per credit card company as well. On Equifax is higher than transunion and Experian. My FICO 8 score is only in the fair range but my credit card score is in the good range it just varies from month to month.

Well they look at your credit usage as well I'm at 7% usage on my credit cards.

I rebuilt my credit over the year from literally nothing because it actually dropped so low once I got out of debt because I made the mistake of paying off all my old collection bills and everything at once that I I had no credit history at all.

I started out with a Fingerhut card thankfully they help me to rebuild my credit now they keep raising my limit. I also have several other credit cards but my total usage is at 7%. .

My credit score varies per credit card company as well. On Equifax is higher than transunion and Experian. My FICO 8 score is only in the fair range but my credit card score is in the good range it just varies from month to month.