No, of course not. The filter is supposed to filter our particles. If the liquid is so full of particles that it clogs the filter I would say the filter is doing its job. If/when a filter gets clogged you change it. Your car's oil filter probably gets changed on each oil change just so that it doesn't end up getting clogged. If you end up putting too much gunk in your car and/or don't change filters when they should be changed, then you failed, not the filter.

No, of course not. The filter is supposed to filter our particles. If the liquid is so full of particles that it clogs the filter I would say the filter is doing its job.