I have been hearing "physical cash will be useless soon" since the 1990s. Again, reread my post:

The economy isn't great, but anyone claiming to know exactly what is going to happen and when is full of shit.

We don't know if and when the collapse will happen, and until then, job losses, home repairs, car repairs, medical emergencies, and just life happens. What are you going to do if your furnace breaks tomorrow and it's 10 degrees outside? Pay the repairman in Silver Eagles? Go, "Oh, wait a few hours while I find a LCS that's open right now to cash in my silver"? If you can find one that willing to put up with that, more power to you, but that's just not happening/practical for 99 percent of people stuck in that situation. And to clarify, I'm not knocking people who own precious metals, but have some liquidity available because shit happens.

I have been hearing "physical cash will be useless soon" since the 1990s. Again, reread my post:

The economy isn't great, but anyone claiming to know exactly what is going to happen and when is full of shit.

We don't know if and when the collapse will happen, and until then, job losses, home repairs, car repairs, medical emergencies, and just life happens. What are you going to do if your furnace breaks tomorrow and it's 10 degrees outside? Pay the repairman in Silver Eagles? Go, "Oh, wait a few hours while I find a LCS that's open right now to cash in my silver"? If you can find one that willing to put up with that, more power to you, but that's just not happening/practical for 99 percent of people stuck in that situation.