I bought a home in the early 80s and paid it off in 16 years, stayed a few years longer then sold it, then I bought a low priced condo for cash. I lived in 2 condos after the first and always paid cash for the ones I lived in. Prices were cheap! First condo was 25k last one in same complex 18k. Well built and maintained but in the bad side of town.

Last 2 cars I had 0% and .9% interest rates. First condo I had a HELOC at 2.76% after I'd moved and kept it as a rental. I use banks they don't use me (anymore)

My original house Citicorp illegally made me buy disability insurance, but the guy told me on the phone not in writing.

Car insurance, I totaled 5 cars with many fender benders, I quit driving and thank God I never hurt anyone, but the insurance companies lot money on me big-time.

I bought a home in the early 80s and paid it off in 16 years, stayed a few years longer then sold it, then I bought a low priced condo for cash. I lived in 2 condos after the first and always paid cash for the ones I lived in. Prices were cheap! First condo was 25k last one in same complex 18k. Well built and maintained but in the bad side of town.

Last 2 cars I had 0% and .9% interest rates. First condo I had a HELOC at 2.76% after I'd moved and kept it as a rental. I use banks they don't use me (anymore)