i have used jmbullion online for years...always excellent...and look for their "sale" items at lower premiums...good luck...they have free shipping for orders over $199...im no expert, but buying in the lowest denomination for the applicable per oz premium is best, if you're considering actually having to use it to pay for goods/services, not just one big chunk kilo, etc...

i have used jmbullion online for years...always excellent...and look for their "sale" items at lower premiums...good luck...