Let me copy/paste a letter from Synchrony Bank when I applied for a Harbor Freight card:

We have received your request for a credit product with HARBOR FREIGHT issued by Synchrony Bank. Unfortunately, we are unable to approve your request at this time.

Our decision was based in part on a credit scoring system that was used to evaluate your request. The most significant reason(s) where you did not score well are listed below:

Recency of a balance overlimit on a bankcard account

Not enough available credit on revolving accounts

Let me copy/paste a letter from Synchrony Bank when I applied for a Harbor Freight card:

We have received your request for a credit product with HARBOR FREIGHT issued by Synchrony Bank. Unfortunately, we are unable to approve your request at this time.

Our decision was based in part on a credit scoring system that was used to evaluate your request. The most significant reason(s) where you did not score well are listed below:

Recency of a balance overlimit on a bankcard account Not enough available credit on revolving accounts

Let me copy/paste a letter from Synchrony Bank when I applied for a Harbor Freight card:

We have received your request for a credit product with HARBOR FREIGHT issued by Synchrony Bank. Unfortunately, we are unable to approve your request at this time.

Our decision was based in part on a credit scoring system that was used to evaluate your request. The most significant reason(s) where you did not score well are listed below:

Recency of a balance overlimit on a bankcard account

Not enough available credit on revolving accounts

Let me copy/paste a letter from Synchrony Bank when I applied for a Harbor Freight card:

We have received your request for a credit product with HARBOR FREIGHT issued by Synchrony Bank. Unfortunately, we are unable to approve your request at this time.

Our decision was based in part on a credit scoring system that was used to evaluate your request. The most significant reason(s) where you did not score well are listed below:

Recency of a balance overlimit on a bankcard account

Not enough available credit on revolving accounts

Let me copy/paste a letter from Synchrony Bank when I applied for a Harbor Freight card:

We have received your request for a credit product with HARBOR FREIGHT issued by Synchrony Bank. Unfortunately, we are unable to approve your request at this time.

Our decision was based in part on a credit scoring system that was used to evaluate your request. The most significant reason(s) where you did not score well are listed below:

Recency of a balance overlimit on a bankcard account

Not enough available credit on revolving accounts

Let me copy/paste a letter from Synchrony Bank when I applied for a Harbor Freight card:

We have received your request for a credit product with HARBOR FREIGHT issued by Synchrony Bank. Unfortunately, we are unable to approve your request at this time.

Our decision was based in part on a credit scoring system that was used to evaluate your request. The most significant reason(s) where you did not score well are listed below:

Recency of a balance overlimit on a bankcard account

Not enough available credit on revolving accounts