We have followed Dave Ramsey's advice and before him Larry Burkett. In our 46 years of marriage we have only had a mortgage or a car payment as any type of extended credit. We pay off any credit cards used monthly and have never been in debt other than house and cars which have been paid off for years. I was a stay at home mom with 5 kids and we knew how to pinch a penny...we had to to achieve financial freedom.

I see how tough it is on people today (even my kids) when the money just doesn't go as far as it used to. But God really does provide in some very surprising ways. Actually we love red beans and rice...

We remember someone saying you can live more easily off 90% of your earnings when you have given 10% first fruits to the Lord as opposed to living off 100% of your earnings. This has proven true. We have ALWAYS tithed and that is key. Someone once tried to outgive the Lord and he couldn't...exciting stuff...

We have followed Dave Ramsey's advice and before him Larry Burkett. In our 46 years of marriage we have only had a mortgage or a car payment as any type of extended credit. We pay off any credit cards used monthly and have never been in debt other than house and cars which have been paid off for years. I was a stay at home mom with 5 kid and we knew how to pinch a penny...we had to to achieve financial freedom.

I see how tough it is on people today (even my kids) when the money just doesn't go as far as it used to. But God really does provide in some very surprising ways. Actually we love red beans and rice...

We remember someone saying you can live more easily off 90% of your earnings when you have given 10% first fruits to the Lord as opposed to living off 100% of your earnings. This has proven true. We have ALWAYS tithed and that is key. Someone once tried to outgive the Lord and he couldn't...exciting stuff...