Not me. If if I purchased a different vehicle, it would not be a new one. Let someone else take the depreciation hit. I don't know how anyone affords a brand new vehicle, or why they would want one. A payment book is a bad thing to have hanging over your head at the end of the month.

I would not even buy a used car from a professional lot, but seek to find a good private deal, and definitely pay cash.

So what if you have a car you plan on keeping the rest of your life, but you wreck it, and the insurance company totals the vehicle? They total a car when the repair cost exceeds a percentage of the estimated value. Today a car does not even have to be that damaged for it to be totaled.

This happened to me around 2004. What I did was find out the difference between repair cost and insurance pay out, and then had car repaired and paid difference out of pocket. I ended up driving car for many years so it was a better deal that if I would have had to purchase another vehicle.

Not me. If if I purchased a different vehicle, it would not be a new one. Let someone else take the depreciation hit. I don't know how anyone affords a brand new vehicle, or what they would want one. A payment book is a bad thing to have hanging over your head.

I would not even buy a used car from a professional lot, but seek to find a good private deal, and definitely pay cash.

So what if you have a car you plan on keeping the rest of your life, but you wreck it, and the insurance company totals the vehicle? They total a car when the repair cost exceeds a percentage of the estimated value. Today a car does not even have to be that damaged for it to be totaled.

This happened to me around 2004. What I did was find out the difference between repair cost and insurance pay out, and then had car repaired and paid difference out of pocket. I ended up driving car for many years so it was a better deal that if I would have had to purchase another vehicle.

Not me. If if I purchased a different vehicle, it would not be a new one. Let someone else take the depreciation hit.

I would not even buy a used car from a professional lot, but seek to find a good private deal, and definitely pay cash.

So what if you have a car you plan on keeping the rest of your life, but you wreck it, and the insurance company totals the vehicle? They total a car when the repair cost exceeds a percentage of the estimated value. Today a car does not even have to be that damaged for it to be totaled.

This happened to me around 2004. What I did was find out the difference between repair cost and insurance pay out, and then had car repaired and paid difference out of pocket. I ended up driving car for many years so it was a better deal that if I would have had to purchase another vehicle.