I have always been a saver, and haven't been broke since I was a kid. I do not have a big pile of money though. I use a squirrel as an example, a brain the size of an M&M but they provide for their future.
I'm on my wife's insurance and only have Medicare Part A which is free. As long as she works, her is much better than Part B which would cost me more than she pays to cover me.
However, I'm not piling up money for the corrupt medical system to drain, fast in the hospital or slow in a nursing home. I won't feel guilty if I leave the world owing medical. My goal is to go broke just as I die, to enjoy life just a little. The medical costs are feeding the cabal coffers quite well. I was in the hospital for 6 days on IV antibiotics in the Philippines, it's a cash country. My bill was 400 bucks. No insurance involved.
I have always been a saver, and haven't been broke since I was a kid. I do not have a big pile of money though. I use a squirrel as an example, a brain the size of an M&M but they provide for their future.