Google it bud…. There’s plenty of info. It’s not an asset grab thing…. It’s a save the bank thing based on laws passed in 2008 bailing the banks out ie… tax payer funding salvation. The 4-5 banks that failed last year…. Violation of law, those were bank bail outs. One other thing to research is the FDIC current holdings. $120B. Not near enough to protect all the depositors.

Google it bud…. There’s plenty of info