Nothing you mention here is what Ayn Rand is talking about. She is not talking about bad people doing bad things for money but people who are to stupid (according to her) to make use of the money properly.

She is talking about abstract stuff not the concrete stuff you are talking about

Nothing you mention here is what Ayn Rand is talking about. She is not talking about bad people doing bad things for money but people who are to stupid (according to her) to make just of the money properly.

She is talking about abstract stuff not the concrete stuff you are talking about