I just found out today that American Express went ahead took the money out of my account. I had an overdraft in place when I didn't know I had an overdraft. So I went from a balance of $14.48 to a negative balance of $-114.52. I called the bank and they said they can make a stop payment but it will cost me $35. I said, "Yes please go ahead and do that!" In the meantime, I promised to get over to the bank tomorrow in person to make a deposit to get my account back into a positive balance. I should have never agreed to an automatic payment arrangement with American Express. I hope this information can help you or somebody else in the future.

I just found out today that American Express went ahead took the money out of my account. I had an overdraft in place when I didn't know I had an overdraft. So I went from a balance of $14.48 to a negative balance of $-114.52. I called the bank and they said they can make a stop payment but it will cost me $35. I said, "Yes please go ahead and do that!" In the meantime, I promised to get over to the bank tomorrow in person to make a deposit to get my account back into a positive balance. I should have never agreed to an automatic payment arrangement with American Express. I hope this information can help you or somebody else.