No retard, charging interest on money you never had and lent out (Fractional lending) is the problem, please keep reading the above until it makes sense. Money now is worth more than money later, if you wish to rent someone's money for a period you pay a rental fee, because rented money can be divvied up into tiny amounts it's called interest and not a rental fee, if it was simply called a rental fee and you had to return the amount you borrowed as a lump sum with the rental fee up front brainlets like you would understand it better.

The idea of usury conceptually is in the vein of "Daylight robbery", like payday loans with an AER of 4800%, usurious loans by China to Africa with the intent they default on it in order to seize assets, charging 5% interest on a mortgage for your house is not usury.

No retard, charging interest on money you never had is the problem, please keep reading the above until it makes sense. Money now is worth more than money later, if you wish to rent someone's money for a period you pay a rental fee, because rented money can be divvied up into tiny amounts it's called interest and not a rental fee, if it was simply called a rental fee and you had to return the amount you borrowed as a lump sum with the rental fee up front brainlets like you would understand it better.

The idea of usury conceptually is in the vein of "Daylight robbery", like payday loans with an AER of 4800%, usurious loans by China to Africa with the intent they default on it in order to seize assets, charging 5% interest on a mortgage for your house is not usury.

No retard, charging interest on money you never had is the problem, please keep reading the above until it makes sense. Money now is worth more than money later, if you wish to rent someone's money for a period you pay a rental fee, because rented money can be divvied up into tiny amounts it's called interest and not a rental fee, if it was simply called a rental fee and you had to return the amount you borrowed as a lump sum with the rental fee up front brainlets like you would understand it better.