You are confused about the meaning of the word "usury".

https://www.law.cornell.edu/wex/usury

Usury is interest that a lender charges a borrower at a rate above the lawful ceiling on such charges; a contract upon the loan of money with an illegally high interest rate as a condition of the loan. Usury is also the act of making a loan at such an interest rate; making a loan at a usurious rate.

In other words, usury refers to loans made with illegally high interest rates, and is already a crime. The entire rant post above makes no sense once you understand the correct meaning of the word "usury".

You are confused about the meaning of the word "usury".

https://www.law.cornell.edu/wex/usury

Usury is interest that a lender charges a borrower at a rate above the lawful ceiling on such charges; a contract upon the loan of money with an illegally high interest rate as a condition of the loan. Usury is also the act of making a loan at such an interest rate; making a loan at a usurious rate.

In other words, usury refers to loans made with illegally high interest rates, and is already a crime. The entire rant post above makes no sense once you understand the correct meaning of the word "usury".