You do realize that no money means no money right? Bitcoin has a value because people say it does and only that reason. 401k’s are often diversified in many companies that can crash sure, but you can’t live life waiting on that. Not that you shouldn’t prepare but rather you can’t control it. The 401k should always be savings for later in life, in your description again no money is no money so what does it matter where it was lost? I will say however that for centuries gold has been a currency and has a great chance of still doing so. However if it is mad max barter will be the currency just like it’s always been when people are out of money.
You do realize that no money means no money right? Bitcoin has a value because people say it does and only that reason. 401k’s are often diversified in many companies that can crash sure, but you can’t live life waiting on that. Not that you shouldn’t prepare but rather you can’t control it. The 401k should always be savings for later in life, in your description again no money is no money so what does it matter where it was lost? I will say however that for centuries gold has been a currency and has a great chance of still doing so. However if it is mad max barter will be the currency just like it’s always been when people are out of money.