You have to love the swamp rat logic: "You can't afford a home because you can't afford the down payment. Here - we'll just give you the money. Enjoy!"
Uh...maybe they don't have the down payment because they can't afford the house in the first place?
Right. Without the discipline or initiative to earn a down payment, they aren't going to have the discipline or initiative to make the monthly payments.
You have to love the swamp rat logic: "You can't afford a home because you can't afford the down payment. Here - we'll just give you the money. Enjoy!"
Uh...maybe they don't have the down payment because they can't afford the house in the first place?
"RAYCIST!"
Right. Without the discipline or initiative to earn a down payment, they aren't going to have the discipline or initiative to make the monthly payments.