Cashless, Bitcoin and the Devil walk into a bar ...
(media.communities.win)
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I'm old school, if you DON'T have cash in your pocket, then you CAN'T afford it. If you need it that bad, go to the bank and borrow it on a lower interest loan and NOT a Finance Company or Credit Card. This is how my Daddy did business all his life and I followed in his footsteps. I'd let you see my credit score, but that's not important. Enough said.
Very similar here. My husband and I only buy with cash. We do not have a "line of credit" anywhere. If we don't have the cash on hand that means we can't afford it, so we save until we do. All around us friends, family and neighbors are buying high end everything (on credit). No thanks.
Same here. I have saved many times for high end items I needed. I remember, which to me was a necessity at the time because I worked 12 hour days for 6 days a week, my dishwasher went out during the Thanksgiving and Christmas holidays. My daughter, who SHOULD have been my dishwasher but suffered ADD and washed one dish for 15 minutes, asked me why I didn't go ahead and buy a new one. I told her that once I got all the holiday fixings and gifts for everyone in our family, that once the holidays were over I would buy a new one. So I had to literally FORCE her to try and keep the dishes washed while I worked. It was a nightmare but I suffered through it. And I started the New Year out with a new dishwasher; a very welcome Christmas present to myself.
Good for you! While I was working I asked my then teenagers to keep the house neat and clean so I didn't have to come home to a mess. One of them was supposed to sweep the family room floor. She swept it and left a nice pile of debris right in the middle of the floor, and didn't understand why I was a bit angry. She then stated that she did all of the hard work and all I had to do was pick it up.
Don't you just love the answers kids come up with. My granddaughter sweeps only the parts of the floor that she sees anything on; forget the whole floor. I haven't asked her to mop yet.