Cashless, Bitcoin and the Devil walk into a bar ...
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I'm old school, if you DON'T have cash in your pocket, then you CAN'T afford it. If you need it that bad, go to the bank and borrow it on a lower interest loan and NOT a Finance Company or Credit Card. This is how my Daddy did business all his life and I followed in his footsteps. I'd let you see my credit score, but that's not important. Enough said.
Debit is considered cash now in some places.
I have/had (sorry) had a checking and savings accounts. I drained them. However they always asked me if I wanted a Debit/credit card. I always told them NO. I simply would drive by my bank on Friday and go inside, fill out a withdrawal for the amount I needed for the week, and go pay my bills WITH CASH. This way no one could steal or me misplace/lose any card. They knew I showed up in person to withdraw money so no one could hack my accounts on line. It is much safer to do things the old fashioned way, in my opinion. Besides, I prefer it this way. If I wanted something on line, I simply got their address and sent them a money order. If I couldn't get it that way, oh well, you never miss something you might never have had. Case closed.
If the wife wants to buy online she builds up a cart over several weeks and then she uses cash to buy a visa debit card and uses that. Costs a dollar or two for the card but peace of mind is worth it.
Yes, my husband does this when he needs car parts and such. This works really well.
Right on, Mary. I used to know guys in the service who thought they had money because they had blank checks in their check books.
That sounds alot like some of today's brainwashed generation. Haha
Very similar here. My husband and I only buy with cash. We do not have a "line of credit" anywhere. If we don't have the cash on hand that means we can't afford it, so we save until we do. All around us friends, family and neighbors are buying high end everything (on credit). No thanks.
Same here. I have saved many times for high end items I needed. I remember, which to me was a necessity at the time because I worked 12 hour days for 6 days a week, my dishwasher went out during the Thanksgiving and Christmas holidays. My daughter, who SHOULD have been my dishwasher but suffered ADD and washed one dish for 15 minutes, asked me why I didn't go ahead and buy a new one. I told her that once I got all the holiday fixings and gifts for everyone in our family, that once the holidays were over I would buy a new one. So I had to literally FORCE her to try and keep the dishes washed while I worked. It was a nightmare but I suffered through it. And I started the New Year out with a new dishwasher; a very welcome Christmas present to myself.
Good for you! While I was working I asked my then teenagers to keep the house neat and clean so I didn't have to come home to a mess. One of them was supposed to sweep the family room floor. She swept it and left a nice pile of debris right in the middle of the floor, and didn't understand why I was a bit angry. She then stated that she did all of the hard work and all I had to do was pick it up.
Don't you just love the answers kids come up with. My granddaughter sweeps only the parts of the floor that she sees anything on; forget the whole floor. I haven't asked her to mop yet.
'bank account linked cards' is 'debit card' in English
Sometimes I wonder if this is what My President means with "Save America" .
KEK, maybe, I never thought of it like that.
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