I have been discussing this with people. What I think will happen is that insurance companies will suddenly come out with a statement of having “enough policies on the books that we are suspending new applications for a year until we get our policy numbers back down”. This will be their way of getting ahead of the fact that claims are going to skyrocket from vaccine deaths without outright saying it. Once vaccine deaths become common knowledge, then they will start issuing new policies only for unvaccinated. You already have to give a blood and urine sample to buy life insurance, so they will test to see if you were vaccinated so you can’t lie.

I believe they will have to try to fight claims from vaccinated deaths because they could be such a financial burden it could put them out of business. I know people like to hate on insurance companies, but at their root they do provide a critical service - allowing people to pool risk. I think the waiver people sign to get vaccinated will be used by life insurance companies to avoid paying those claims.