Just looking for opinions and discussion points. I say...as long as smoking isn’t affecting me....your body your choice.
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It should be up to the insurance companies. It would likely happen in a free market and would be the markets way of naturally regulating bad behavior. Banning their ability to do this is just socialising the cost onto healthier people.
And then how about the unvaccinated?
What about them? If vaccines caused more harm than good in a free market then insurance companies wouldn't push it because it would cost them more in payouts.
If they improve peoples health then obviously those that take vaccines would be offerred lower premiums because they are low risk.
So if insurance companies decided maga supporters have a shorter lifespan, they should pay higher premiums? What would govern this unscrupulous activity?
Like I said nobody should be forced to do anything. It's up to the freedom of the insurance companies to decide. Their business, their choice.
Companies that illogically discriminate against a demographic that doesn't have high medical risks would quickly be driven out by companies that don't.
Short life spans don't necessarily mean high medical costs. Old age care is the most expensive of all medical costs and the reason why premiums increase with age.
Nobody would govern it if it was a free market.