Just looking for opinions and discussion points. I say...as long as smoking isn’t affecting me....your body your choice.
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Like I said nobody should be forced to do anything. It's up to the freedom of the insurance companies to decide. Their business, their choice.
Companies that illogically discriminate against a demographic that doesn't have high medical risks would quickly be driven out by companies that don't.
Short life spans don't necessarily mean high medical costs. Old age care is the most expensive of all medical costs and the reason why premiums increase with age.
Nobody would govern it if it was a free market.
Ok, so a free market solution and voting with dollars....good point as well.