you sound a bit like i did 25 years ago. that all sounds wonderful but actual application and how that helps society find happiness is another matter. whose debt you gonna pay off? is their debt from buying nice TVs and other material garbage that they shouldn't have purchased if they couldn't afford? is it not best to let people learn what it means to struggle a bit? there are so many factors that will, or should, come into consideration at that point. this isn't to suggest you can't do any good with riches if you had them.

I'm older i suspect, but doesn't matter, and by almost all standards I'm wealthy. came from the projects and earned my way for what that's worth. chased "success" and money for much of my life thinking that's what you do and that it'll bring greater happiness. it doesn't. i don't say that because I'm unhappy. I'm more happy than i ever recall, but i think that's because I've put money on the rung it deserves (low) and friends and family and genuine relationships and living morally tops.

being a good person and promoting the same of others and even creating new persons (your own kids) to be good patriotic freedom loving people is where it's at I'd say