i don't know you can avoid unless some way to defer tax and hope system is obliterated before tax man comes. alternatively there might be a way to keep it out of your reach but invest in physical gold and/or link it to a child or other family member. need a financial guru that's of a patriot mindset for that figuring. many of these types will consult for free on hopes of getting your business and i have lots of friends that are money managers. if i remember I'll ask and you can check back with me in a week or so