Good morning, Sunday morning
(media.greatawakening.win)
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Lol I was a major fuck up until around 22, and I bought my house at 23. No borrowing money, had a shitty job, etc...
You went from being a major fuckup to buying a house in full in only a year?
Yes... lol mostly alcohol involved misdemeanors. Was able to get a RD loan, no down payment, sellers payed closing costs. Very low threshold for credit. The housing market has changed quite a bit this past decade though.