You don't "need" $80,000 to $100,000 a year. You can either work for yourself, if you have any skills, or work for someone else. If you don't make as much, make do with a lesser house. My very first home on my own was a shack of a house that I rented for $50. After that, I bought a very old mobile home. I paid that off in three years. I ate chicken bologna sandwiches a lot. I didn't buy new clothes. I drove an older car with recap tires. It was years before I ever bought a brand new tire. If I'd had a wife and two kids in the mobile home, I wouldn't have had a stereo or new records every week, or any magazines. This was all on a minimum wage salary of about $2.50 an hour.
My wife and I went without heat entirely for several years because of money. But we survived.
You must learn to survive. Too much of what people consider absolutely necessary nowadays isn't really.
Good luck on anyone collecting that insurance. I used to work for a law firm and saw firsthand what insurance companies will do to keep from paying off. They will hire people to lie. I've seen it done.
My parents did. There's no telling how many mornings I woke up with ice on the windows. The one space heater was turned off at night every night the whole time I was at home. The wind would blow, and the linoleum rug would raise up from the floor.
You're in charge, not the kids. You can tell them anything.
Anyway, if you were willing to do whatever it takes (no shots), you could give them heat.
You don't "need" $80,000 to $100,000 a year. You can either work for yourself, if you have any skills, or work for someone else. If you don't make as much, make do with a lesser house. My very first home on my own was a shack of a house that I rented for $50. After that, I bought a very old mobile home. I paid that off in three years. I ate chicken bologna sandwiches a lot. I didn't buy new clothes. I drove an older car with recap tires. It was years before I ever bought a brand new tire. If I'd had a wife and two kids in the mobile home, I wouldn't have had a stereo or new records every week, or any magazines. This was all on a minimum wage salary of about $2.50 an hour.
My wife and I went without heat entirely for several years because of money. But we survived.
You must learn to survive. Too much of what people consider absolutely necessary nowadays isn't really.
Good luck on anyone collecting that insurance. I used to work for a law firm and saw firsthand what insurance companies will do to keep from paying off. They will hire people to lie. I've seen it done.
My parents did. There's no telling how many mornings I woke up with ice on the windows. The one space heater was turned off at night every night the whole time I was at home. The wind would blow, and the linoleum rug would raise up from the floor.
You're in charge, not the kids. You can tell them anything.
Anyway, if you were willing to do whatever it takes (no shots), you could give them heat.