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there's several ways but you are wise to ask that question....buy from reputable dealers and keep your receipts....you can check silver with magnets or with silver solution that will reflect different colors based on the percentage of silver in your item. I'm sure there are other ways but I prefer a magnet
Do you just put the magnet up to it?
A magnet only tells you if there's a steel core hidden inside, it won't reveal if it's got nickel or something else non-ferrous hidden inside.
good video how to test with a magnet
https://www.youtube.com/watch?v=8Es3JXLZL2g
thank you so much.