The infant phase is massively important in child development and years later if you miss this phase because of work, you may grow to resent the loss. I know I do.
No one is going to care for your baby the way you and your husband will. Re-evaluate your financial needs. Do you really need the second income? How much of that second income will you actually get when you consider the expenses related to that second income (car, clothes, outside lunches, etc) and cost of the day care itself.
Life becomes much easier if you and your partner lean into each other and are not dependent on other to raise your children.
And if the answer is “debt binds us!” Then I recommend Dave Ramsey!
My husband and I work opposite shifts. I work 15hrs a week in the morning and he works 40hrs a week. We paid off all our debt and our expenses per month are about $2000. We pay rent, buy food, pay for car insurance and gas... little more than that. We gave birth to our first little one in 2019 and its been hard - quite a sacrifice! We used to make 60-70 grand a year together but now its a little over half that much with a toddler and a baby on the way now. Its hard; its tight; and I wouldn’t change a thing. I know where my happiness is and its here with my little daughter, making crap pay and eating beans and rice LOL.
Jesus is King - hes the only reason I can do any of this.
Stay home. Either you or your husband.
The infant phase is massively important in child development and years later if you miss this phase because of work, you may grow to resent the loss. I know I do.
No one is going to care for your baby the way you and your husband will. Re-evaluate your financial needs. Do you really need the second income? How much of that second income will you actually get when you consider the expenses related to that second income (car, clothes, outside lunches, etc) and cost of the day care itself.
Life becomes much easier if you and your partner lean into each other and are not dependent on other to raise your children.
And if the answer is “debt binds us!” Then I recommend Dave Ramsey!
My husband and I work opposite shifts. I work 15hrs a week in the morning and he works 40hrs a week. We paid off all our debt and our expenses per month are about $2000. We pay rent, buy food, pay for car insurance and gas... little more than that. We gave birth to our first little one in 2019 and its been hard - quite a sacrifice! We used to make 60-70 grand a year together but now its a little over half that much with a toddler and a baby on the way now. Its hard; its tight; and I wouldn’t change a thing. I know where my happiness is and its here with my little daughter, making crap pay and eating beans and rice LOL.
Jesus is King - hes the only reason I can do any of this.