My credit score remains about 550 at one company, 615 at another. Any yet, I’m only carrying $7,000 in total debt, no late payments in the two years reported, and no derogatory remarks and nothing in collections.
And yet, I haven’t gotten my credit score to go up in years. If I paid off every penny today, I assure you, my score wouldn’t go up at all. This all began years ago when I became a very vocal Patriot.
The Deep State has a vested interest in low balling credit scores for the public. They want us to feel powerless and destitute. But compared to other normies, I have had to live with this BS credit score for years and years. And there’s very little recourse.
I’ve heard other patriots complain. Anyone else here dealing with this?
Financed a truck about 6 years ago. When I paid it off, my credit score dropped more than I ever imagined. Never missed a payment, never late. I felt punished for paying it off.
What I learned from this experience is very simple. I had emotional ties to the loan, due to it being the largest loan I had ever taken and it felt amazing pay it off. Credit companies do not have emotions. I am simply a risk. Once the risk was eliminated (paying off the loan), I was nothing to them.